Final expense insurance is a type of whole life insurance policy that is designed to cover the costs of end-of-life expenses, such as funeral and burial costs, medical bills, and legal fees. It is also known as burial insurance, funeral insurance, simplified issue whole life insurance, or modified whole life insurance. These policies are typically open to people aged 45-85 and in some cases older and have a low coverage amount, usually between $2,000 and $35,000. The beneficiaries of a final expense life insurance policy can use the policy's payout to pay for a funeral service, casket or cremation, medical bills, nursing home bills, an obituary, flowers, and more. However, the death benefit can be used for any purpose whatsoever. The premiums for final expense insurance depend on your age, health, gender and other criteria.

• Pay for funeral costs, medical expenses, and other unplanned debt
• Skip the medical exams-just answer a few health questions
• Handle everything to start your coverage remotely for added convenience